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Time Off
| Level I Employees |
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Anniversary |
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Vacation (on anniv. date) |
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ChoiceTime |
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Total Paid Days Off Each Year |
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Date of hire up to 1st anniv. |
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0 |
7 (earn 1 day per month) |
7 |
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1st anniv. |
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5 |
12 (1 day per month) |
17 |
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2nd-4th anniv. |
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10 |
7 (on anniversary date) |
17 |
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5th-14th anniv. |
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15 |
7 (on anniversary date) |
22 |
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15th-24th anniv. |
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20 |
7 (on anniversary date) |
27 |
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|
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| Level II, III, IV Employees |
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Anniversary |
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Vacation (on anniv. date) |
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ChoiceTime |
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Total Paid Days Off Each Year |
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Date of hire up to 1st anniv. |
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0 |
7 (earn 1 day per month) |
7 |
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1st-4th anniv. |
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10 |
7 (on anniversary date) |
17 |
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5th-14th anniv. |
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15 |
7 (on anniversary date) |
22 |
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15th-24th anniv. |
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20 |
7 (on anniversary date) |
27 |
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25th+ anniv. |
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25 |
7 (on anniversary date) |
32 |
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Holidays |
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In addition to ChoiceTime & Vacation Days: New Year's Day, Memorial Day, Independence Day,
Labor Day, Thanksgiving Day, Christmas Day
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Health Insurance
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Enterprise offers Medical, Dental, Prescription Drug coverage as a packaged benefit only. Employees and their covered dependents must enroll in the same plan - either PPO300, PPO600 or EPO.
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Medical |
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Provider |
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UnitedHealthcare Choose from PPO300, PPO600, or EPO coverage. |
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Cost |
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Premiums payroll deducted pretax |
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Effective Date |
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1st day of the 3rd month following first day of work as a full-time employee. |
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PPO300 |
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UnitedHealthcare's PPO is a national network of selected hospitals, doctors and other health care providers who agree to supply health care services at reduced costs. |
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Office Copay |
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| Primary Care: |
$20 (In-Network) |
| Specialty Care: |
$35 (In-Network) |
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Wellness Benefit |
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$350 maximum per person, per calendar year |
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Deductibles |
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| In-Network: |
$300/individual per calendar year
$600/family per calendar year |
| Out-of-Network: |
$600/individual per calendar year
$1200/family per calendar year |
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Plan Pays |
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| In-Network: |
90% after deductible |
| Out-of-Network: |
60% after deductible |
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Out-of-Pocket Limits |
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| In-Network: |
$1200/individual per calendar year
$2400/family per calendar year |
| Out-of-Network: |
$2400/individual per calendar year
$4800/family per calendar year |
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PPO600 |
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UnitedHealthcare's PPO is a national network of selected hospitals, doctors and other health care
providers who agree to supply health care services at reduced costs.
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Office Copay |
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| Primary Care: |
$20 (In-Network) |
| Specialty Care: |
$40 (In-Network) |
|
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Wellness Benefit |
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$350 maximum per person, per calendar year |
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Deductibles |
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| In-Network: |
$600/individual per calendar year
$1200/family per calendar year |
| Out-of-Network: |
$1200/individual per calendar year
$2400/family per calendar year |
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Plan Pays |
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| In-Network: |
80% after deductible |
| Out-of-Network: |
60% after deductible |
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Out-of-Pocket Limits |
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| In-Network: |
$1800/individual per calendar year
$3600/family per calendar year |
| Out-of-Network: |
$3600/individual per calendar year
$7200/family per calendar year |
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EPO |
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UnitedHealthcare's EPO is a local network of health care providers including Primary Care Physicians (PCPs), specialists, hospitals and ancillary services, who offer predictable and lower out-of-pocket health care costs. Primary Care Physician (PCP) follows care and no referrals are necessary to see a specialist in the EPO network. |
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Office Copay |
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| Primary Care: |
$25 (EPO Network) |
| Specialty Care: |
$50 (EPO Network) |
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Wellness Benefit |
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unlimited |
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Deductibles |
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none |
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Plan Pays |
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90% after copays and admission fees |
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Out-of-Pocket Limits |
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$1000/individual per calendar year $2000/family per calendar year |
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Back to Top
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Dental |
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Provider |
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Delta Dental of Missouri (Delta Dental Premier Plan) |
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Cost |
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Included in the cost of medical coverage |
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Effective Date |
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1st day of the 3rd month following first day of work as full-time employee |
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Deductible |
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| Individual: |
$50 |
| Family: |
$100 |
| (combined for basic and major restorative care) |
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Maximum |
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$1000 yearly maximum per patient for covered dental services and supplies
$1500 lifetime maximum for orthodontia care (for dependent children through age 18)
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Plan Pays |
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100% of diagnostic and preventive care (no deductible)
80% of basic restorative care; oral surgery for impacted and unimpacted teeth (subject to deductible)
50% of major restorative care (subject to deductible)
50% of orthodontia care up to $1500 lifetime maximum for dependent children through age 18 (no deductible)
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Back to Top
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Prescription Drug |
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Provider |
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Express Scripts |
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Cost |
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Included in the cost of medical coverage |
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Effective Date |
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1st day of the 3rd month following first day of work as full-time employee |
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Copays-Generic |
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| Pharmacy: |
$10 (up to 30-day supply) |
| Home Delivery: |
$20 (up to 90-day supply) |
|
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Copays-
Formulary |
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| Pharmacy: |
$30 (up to 30-day supply) |
| Home Delivery: |
$60 (up to 90-day supply) |
|
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Copays-
Non-Formulary |
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| Pharmacy: |
$45 (up to 30-day supply) |
| Home Delivery: |
$90 (up to 90-day supply) |
|  |
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Vision Benefits
 |
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Vision |
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Provider |
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EyeMed Vision Care |
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Cost |
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Premiums payroll deducted pretax |
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Effective Date |
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1st day of the 3rd month following first day of work as full-time employee |
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Benefit |
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 |
Member pays copay or discounted balance for professional eyecare services and products
when visiting in-network providers
|
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Back to Top
|
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Life and Disability Insurance
 |
 |
 |
 |
Basic Life Insurance and AD&D |
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Provider |
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 |
MetLife |
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Cost |
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No cost to employee |
 |
 |
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 |
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Effective Date |
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 |
1st day of the 3rd month following first day of work as full-time employee |
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Benefit |
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 |
Basic Life Insurance = 1.5 x previous calendar year wages ($25,000 minimum, $350,000 maximum)
AD&D Benefit = Doubles basic life insurance benefits for accidental death or pays percentage for dismemberment.
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Back to Top
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Supplemental Life Insurance |
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Employee |
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Optional Life Insurance |
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Provider |
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MetLife |
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Cost |
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 |
Calculated using age, tobacco/non-tobacco and annual fiscal pay |
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Benefit |
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 |
First-time plan entry allows employee to purchase additional life insurance at 1x, 2x, 3x, 4x, or 5x annual pay (Basic and Optional Life combined cannot exceed $1,000,000 maximum)
Future plan entry limited to 1x annual pay
Future increases limited to next coverage level |
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Spouse/Child |
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Dependent Life Insurance |
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Provider |
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MetLife |
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Cost |
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| Spouse: |
$10,000/$.21 per biweekly pay period $25,000/$.53 per biweekly pay period |
| Child: |
$5,000/$.23 per biweekly pay period $10,000/$.46 per biweekly pay period |
|
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Benefit |
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 |
First-time plan entry allows employee to purchase life insurance for spouse at $10,000 or $25,000; child at $5,000 or $10,000
Future plan entry limited to first coverage level Future increases limited to next coverage level
|
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Long-Term Disability |
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Provider |
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Unum |
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Cost |
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No cost to employee |
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Effective Date |
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1st day of the 3rd month following first day of work as full-time employee |
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Eligibility |
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Total disability for 90 calendar days |
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Benefit |
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60% of previous calendar year wages |
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Back to Top
|
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Flexible Spending Accounts
 |
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Flexible Spending Accounts |
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HCSA |
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Health Care Spending Account |
 |
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 |
 |
Third Party Administrator |
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ADP Benefit Services |
 |
 |
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Effective Date |
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1st day of the 3rd month following first day of work as full-time employee |
 |
 |
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Benefit |
 |
 |
Pay for qualifying health care expenses with pretax dollars |
 |
 |
 |
 |
 |
 |
Minimum Contribution |
 |
 |
$130 |
 |
 |
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 |
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Maximum Contribution |
 |
 |
$4000 |
 |
 |
 |
DCSA |
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 |
Dependent Care Spending Account |
 |
 |
 |
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 |
 |
Third Party Administrator |
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 |
ADP Benefit Services |
 |
 |
 |
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 |
 |
Effective Date |
 |
 |
1st day of the 3rd month following first day of work as full-time employee |
 |
 |
 |
 |
 |
 |
Benefit |
 |
 |
Pay for qualifying dependent care expenses with pretax dollars |
 |
 |
 |
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 |
Minimum Contribution |
 |
 |
$130 |
 |
 |
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| |