United Kingdom Benefits

Time Off

			Private Holidays
	1st thru 5th year of service		20 days (1.67 days/full month worked)
	Upon reaching your 5th year of service		25 days (2.08 days/full month worked )

	ChoiceTime
	5 days (.42 days/full month worked)

	Public Holidays
	In addition to Private Holidays/Choice Time: New Year's Day, Good Friday, Easter Monday, May Day, Spring Bank Holiday, Summer Bank Holiday, Christmas Day, Boxing Day

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Health

			Private Medical Insurance
	Provider		BUPA
	Eligibility		Level I - IV employees
	Effective Date		1st day of the 3rd consecutive month following date of hire
	Excess		£150.00 per plan year 1 January 2010 to 31 December 2010
	Medical Benefits		24 hour emergency medical helpline
	Maximum Benefit		No lifetime maximum
	Prescription Drug		No cover for out-patient prescription drug
	Dental		No cover for dental

			Employee Assistance Programme
	Provider		Professional Performance Consultants (PPC)
	Cost		No cost to employee
	Eligibility		Level I - IV employees
	Effective Date		1st day of the 3rd consecutive month following date of hire
	Benefits		Confidential counselling and referral service available to employees and eligible dependants 24 hours a day - 7 days a week 0800 282 193 or e-mail enterpriseeap@ppcuk.com Website: www.ppconline.info username: erac password: ukcar

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Life and Disability

			Life Assurance
	Provider		Unum
	Cost		No cost to employee
	Effective Date		1st day of the 3rd consecutive month following date of hire
	Eligibility		Level I - IV employees to age 65
	Benefit		3 x annual gross remuneration (Maximum £370,800 ) paid free of tax Life Assurance premium is not a P11D taxable benefit.

			Long Term Disability (LTD)
	Provider		Unum
	Cost		No cost to employee
	Effective Date		1st day of the 3rd consecutive month following date of hire
	Eligibility		Level I - IV employees to age 65 who are disabled for 28 weeks
	Benefit		60% of gross remuneration less any state benefits (maximum £25,000/month). Benefit is taxed under PAYE. LTD premium is not a P11D taxable benefit.

			Short-Term Disability
	Eligibility		Level I - IV employees who satisfy criteria. Determined by employee category and length of service. All are not reimbursable.
	Level I		Less than 2 years: 2 weeks @ 100% 2 years less than 5 years: 6 weeks @ 100%; 3 weeks @ 60% 5 or more years: 9 weeks @ 100%
	Level II		Less than 2 years: 2 weeks @ 100% 2 years less than 5 years: 9 weeks @ 100%; 19 weeks @ 60% 5 or more years: 28 weeks @ 100%
	Level III/IV		0+ years: 28 weeks @ 100%

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Stakeholder Scheme

			Contributed by Enterprise Rent-A-Car
	Provider		AXA Sun Life
	Eligibility		Employees with one full year of continuous service
	Cost		Cost to administer the plan is deducted from employee fund balance
	Formula		A portion of world-wide net income determined at the discretion of the company is allocated to participants based on pay and length service
	Investment Contributions		All annual amounts contributed to the plan by the company are used to purchase "units" in investment funds. Investment allocation is determined by the employee
	Benefit		At retirement, up to 25% of account can be taken as tax-free cash. The balance buys a pension for life or joint life from an insurance company that the employee chooses.
	Maximum Contribution		Combined for both employer and employee contributions Up to £3,600 per annum (£300 per month) regardless of earnings. Over £3,600 per annum based on age/salary related scale. Maximum Salary for pension capped at £245,000

			Employee Voluntary Contribution
	Eligibility		All employees on first day of service
	Cost		Cost to administer plan is deducted from employee fund balance
	Investment Options		Cash Funds, Fixed Interest or Bonds, Balanced Managed and Specialist Equity Funds
	Contributions		Up to maximum allowed based on age (see chart above)

Additional Benefits

Service Award Programme Employee Referral Scheme Leaves of Absence Employee Discounts Company Sponsored Events/Activities International Language Programme Adoption Assistance Phaseback for Maternity and Adoption Leaves Paternity Leave Childcare Vouchers Bike4work Vouchers4me

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